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Use of the Service is at your own risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind including implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance. 

Health Transformations Now cannot guarantee that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements. 

Governing Law 

These Terms shall be governed and construed in accordance with the laws of Ontario, Canada without regard to its conflict of law provisions. 

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service. 


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. 

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, kindly refrain from using the Service. 

Contact Us 

If you have any questions about these Terms, please contact us using the information below. 


47 Alice Street, Mount Albert, ON L0G 1M0 



Returns & Refunds- Digital products 

We issue refunds for digital products within 30 days of the original purchase of the product. 

We issue refunds for digital products only under the following conditions: 

 - Major defects. All our products are tested properly, but unexpected errors may occur. 

We recommend contacting us for assistance if you experience any issues receiving or downloading our products. 

If you have any questions about our Returns and Refunds Policy, feel free to contact us: 

By email: blloyd@healthtransformationsnow.com 

Our website: http://healthtransformationsnow.com 

Thank you for shopping at Health Transformations Now. 

Copyright 2017 - Barbara Lloyd - Health Transformations Now | Terms & Conditions | Disclaimer